Terms & Conditions
Last updated: February 2026
Welcome to phoenixinsurance.ca (the “Website”), operated by OmniSphere LLP (“Company”, “we”, “us”, or “our”), located at 18 Brunswick Way, Liverpool, L3 4BL, United Kingdom.
By accessing or using this Website, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of the Website.
1. Social Casino Disclaimer
This Website provides social casino-style games strictly for entertainment purposes only.
- No real money gambling is offered.
- No real money wagers are accepted.
- No cash prizes or monetary rewards are available.
- All virtual coins, credits, or tokens used within the Website have no real-world monetary value and cannot be redeemed, transferred, or exchanged for cash or prizes.
- The Website does not provide gambling services.
2. Eligibility
You must be at least 19 years of age, or the legal age of majority in your province or territory, to access and use this Website.
By using the Website, you confirm that you meet this requirement.
3. User Accounts
If registration is required, you agree to:
- Provide accurate and complete information
- Maintain confidentiality of login credentials
- Accept responsibility for all activities under your account
We reserve the right to suspend or terminate accounts that violate these Terms.
4. Virtual Currency
All virtual currency:
- Is provided solely for entertainment gameplay
- Has no monetary value
- Cannot be sold, transferred, or redeemed
- May be modified, limited, or discontinued at our discretion
5. Prohibited Conduct
You agree not to:
- Use the Website for unlawful purposes
- Attempt to exploit or manipulate game systems
- Use automated tools (bots, scripts)
- Access the Website if under the required age
6. Intellectual Property
All Website content, including games, software, text, graphics, and branding, is owned by OmniSphere LLP or its licensors and protected by applicable intellectual property laws.
7. Disclaimer of Warranties
The Website is provided on an “as is” and “as available” basis. We do not guarantee uninterrupted or error-free operation.
8. Limitation of Liability
To the maximum extent permitted by law, OmniSphere LLP shall not be liable for indirect, incidental, or consequential damages arising from use of the Website.
9. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of England and Wales, without regard to conflict of law principles.
10. Contact Information
OmniSphere LLP
18 Brunswick Way
Liverpool
L3 4BL
United Kingdom